Get a Better Mortgage.

Get the mortgage & financing you need, when you need it.

Hablamos espanol
Get in Touch

Get fast answers to your questions

What clients are saying

read all testimonials
  • Rafael was a huge help in my first time homebuyer experience. He is very informative and quick to respond. He is always polite and professional. I would recommend him 100%.
    Sarah Khan
  • We highly recommend Rafael Libaque for all your mortgage needs, he is an amazing Mortgage Agent!
    We were first time homebuyers and he was able to find us the best rate possible. He was always...
    Katrheena Porcincula
  • The purchase of a new home can be a stressful experience. However, we felt we were in good hands with Rafael. He went above and beyond to ensure we received the best mortgage rate. He was professio...
    Elena Prountzopoulos
  • It was a pleasure working with Rafael. He is super responsive and attentive when it comes to clients, he was always available to answer any questions I had. I was looking for the right home for abo...
    Diego Mora
  • We had a great experience with Rafael during the purchase of our first home. He was very informative and patient with all of our questions. He was always very positive and reassuring, and ended up ...
    John Laflamme

Proud Member of M3 Mortgage Group

the undisputed #1 non-bank mortgage originator in Canada.

M3 Group

$44 billion

in annual mortgage volumes.



Technology Driven

Consumer Obsessed


We Know Mortgages

We are one of the most respected brokerages in Canada, with high-reputation Mortgage Consultants that help Canadians achieve their homeownership dreams.

First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Learn More

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

Learn More

Mortgage Renewals

You can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

Learn More
Mortgage Calculators

Mortgage Calculators

Try one of of our easy to use mortgage calculators below to get a quick idea. If you have any questions, simply call or email for fast service.

Get Started
Mortgage Process

The Mortgage Process

  1. 1

    Get pre-approved.

    I will let you know if you're qualified before you finish the full application.

  2. 2

    Select your rate, term, and mortgage privileges.

    I will help you choose the right mortgage that fits your needs.

  3. 3

    Verify your info and sign.

    Provide me with the needed documentation to complete the process.

  4. 4

    Peace of mind.

    I will handle all the other details and paperwork for you.

Get Started

Our Trusted Lenders

  • Alterna Savings Credit Union
  • ATB Financial
  • B2B Bank
  • Bridgewater Bank
  • Canadiana Financial
  • CHIP Home Income Plan
  • CMLS Financial
  • Coast Capital Credit Union
  • Equitable Trust
  • First Ontario Credit Union
  • First National
  • Hometrust
  • ICICI Bank
  • Industrial Alliance
  • MCAP
  • Manulife
  • Meridian Credit Union
  • Merix
  • Optimum Mortgage
  • Prospera Credit Union
  • RMG Mortgages
  • Scotia Bank
  • Street Capital
  • TD Canada Trust
  • Valley First Credit Union
  • Vancity Savings Credit Union
  • Wealthline
  • Westminster Credit Union
  • Xceed
users image

Hi, How can I help you?